On Nov 14, got another mail that a new AmEx credit card is produced and will be delivered by Nov 19. Pay your card balance or redeem your points for items, gift cards, travel discounts and more in our online. Platinum Card® and Additional Platinum Cards on a Platinum Card Account. On Nov 12, I received mail, that my application is approved, and my card will be delivered in 3-7 working days. The Platinum Mastercard credit card benefits. The 200 Hotel Credit is an annual benefit of the U.S. There were no documents required and the application process concluded. I thought why not, lets just give it another try and applied via link shared by manager on November 10.Īfter submitting application, I got surprised because, the application went through without any hiccups and I could see the message, “Your application is approved and offering so and so credit limit, proceed for vKYC.” And in next 10 minutes vKYC was done smoothly! It offers an annual travel credit, unlimited airport lounge access, and automatic advanced hotel status, to name a few things. Best no-annual-fee card for cruises: Citi® Double Cash Card. Spend Rs 4 Lakhs in a year on Amex Plat Travel Card. Spend Rs 1.90 Lakhs in a year on Amex Plat Travel Card. There are two spend milestones at 1.9L and 4L. Best for ease of booking: Capital One Venture Rewards Credit Card. Apart from the regular rewards, the Amex Platinum Travel card provides bonus rewards at spending milestones. But, manager cleared those doubts and confirmed that even the applicants with CIBIL score of 710 and default payment had been issued AmEx cards recently. Best for booking cruises with points: Chase Sapphire Reserve®. I was a bit skeptical knowing the strict criteria of AmEx internal policy of approving application. The American Express Platinum card offers 1 - 5 points per 1 spent, depending on the type of purchase. I shared the same with AmEx team and manager confirmed that it might be because I applied for base variant for which demand was high (his words) and I can directly apply for Platinum Travel. But out of the blues, received call from Mumbai AmEx relationship manager that I can get AmEx Platinum Travel card which was shocker since my application was already declined two months ago. I guess, I got lucky second time! When the process for new application resumed after RBI lifted ban, I had applied on first day for MRCC card which was straightaway declined and I had lost hopes of getting any AmEx card this year. So, this just happened! Against all the odds American Express decided to shower their blessings!! It’s been while since I was in search of my first AmEx card and in the end it reached its destination. This travel insurance is individual insurance because its an agreement between you (the credit cardholder) and us.
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